Our Fees

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Our fee structure

At SMART Private Wealth we firmly believe you should get what you pay for. 
We are a fee-for-service firm, which means we outline every step of your financial planning process with a corresponding value. We get paid for the advice we provide, not for the products we recommend.
We believe that a fee-for-service arrangement ensures that you feel confident that we have your best interests at the forefront of every part of your financial plan. It makes for a transparent and honest transaction that we hope you agree, ensures a better long term financial relationship.

Financial Planning

Ongoing Service is by far the preferred approach to Financial Planning. It means we work collaboratively, always maintaining your goals at the centre of all of our discussions. To honour this approach, we offer your a discounted rate to your Initial Advice fee, saving you up-front costs. Refer to the Fees & Structures table below.

Initial Advice (Statement of Advice)
Ongoing Service (monthly fee)
With Ongoing Service
From $4,400
From $335 p/m
Ideal for the first financial plan for more straightforward financial structures without SMSF.

With Ongoing Service
From $6,600

From $550 p/m
A more complex plan for wealth building including SMSF advice.

With Ongoing Service
From $9,350
From $770 p/m
Integrating all aspects of wealth planning suited to complex structures, estate planning and investments.

IMPORTANT: A Statement of Advice is valid strictly for a 30 day period unless Ongoing Service is engaged. What this means for you? If you have not engaged us for Ongoing Service, we are not allowed to offer any ongoing financial advice via phone, email or otherwise beyond 30 days of the date on the Statement of Advice. This rule is heavily governed by ASIC.

Ongoing Service Program

You've invested in your plan. Now you need to stick to it!

It's not always easy to remain accountable to yourself, so we also offer a service where we will consistently check in and re-assess your plan as time moves forward. Our aim is to make sure your plan works for you, and is a living plan that can flex and change as life inevitably does too.