You’ve worked hard your entire life, you deserve to have the lifestyle you want. We’re here to guide you through all that wordy retirement terminology and to work with you to create a game plan for that jet-setting leisurely retirement of your dreams.

Retirement planning can seem a bit daunting and irrelevant for most of your life, but the sooner you start – the better your post retirement lifestyle. Let’s make this a reality and start now.

Key questions to ask yourself:

How much $$$ do I actually need for retirement?
How much am I happy to start putting aside now?
How long do I want to keep working for?

How long is retirement?

Most people live until their mid 80s so if you plan on hanging around to this age and retire at 65, that’s around 20 years that you need to support your lifestyle without a regular income from work.

What will my retirement look like?

Now that you no longer have the 9-5 commitment of work draining your time, what you do with it is up to you, things that will help you to start gaining a better understanding of the cost of your retirement lifestyle are:

• Where you will live – do you want to upgrade or downsize your home, city or country?
• The amount of travelling you want to do – Overseas or within the country?
• What you activities you’d like to do from day to day – Do you envisage a retirement filled with eating out, going to the theatre and playing golf or tennis?

What are my expenses going to be like?

When you stop working, you will need to factor in the following into your retirement savings:

• Will there be any outstanding debts or mortgage to repay?
• Will you have to pay rent?
• Are the any ongoing health complications which you will need to account for?
• Do you want to leave an inheritance for your family?

This is just the beginning of things to consider when planning for retirement.

Let’s make sure you’re prepared enough to live a lifestyle you actually enjoy.

Our advisors can help to guide you through this process and ensure peace of mind when planning for the future – regardless of what stage in your working life you’re at.