Cash includes money in bank accounts, as well as investments in bank bills and similar securities and some short term (up to 12 months) term
deposits. Fixed interest investments include term deposits, debentures, mortgages, and government and corporate bonds. You
can invest in property directly or indirectly.
A share represents part ownership of a company. Shares are generally bought and sold on a stock exchange.
Information in this document is based on current regulatory requirements and laws, as at 1 July 2020, which may be subject to change.
When deciding which investments are right for you, it is important to understand the trade-off between risk and return and how to manage investment risk.
By setting goals, planning ahead and being smart with your savings and debt strategies – you can actively grow your wealth even from a
modest start.