What is the difference between 'any' or 'own' occupation?

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What is the difference between 'any' or 'own' occupation?

TPD Insurance (which stands for total and permanent disability) is a comfort for any family who relies on their income to maintain their lifestyle.

When you take out this type of product, you have the choice to insure yourself in a number of ways – each of which affect the likelihood of a successful payout.

There are two main ways to insure yourself with a TPD policy:

  1. Any occupation: You can claim if you are permanently disabled and cannot work in any occupation you are suited to by education, training, or experience.
  2. Own occupation: You can claim if you’re unable to work in your usual occupation or your chosen field of employment.

6 Jun

Federal Budget 22/23 Key Superannuation Changes

As we head towards June 30, it's important to know what last minute tax deductions and changes are imminent. Bianca gives us a concise 5 minute summary on the new superannuation rules effective from 1 July 2022.


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5 May

THE WOMAN SERIES // Rebuilding After Divorce

ONLINE Webinar: Rebuilding After Divorce
5 May 2022 // 1:00pm - 2:00pm 


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7 Apr

THE WOMAN SERIES // Financial Goal Setting

Taking time to ask yourself the big questions can be daunting and empowering at the same time. We tend to want it all, however, prioritising your goals and needs is a valuable step. Can you afford that renovation, holiday or early retirement?

Planning for life and its ups and downs is the first step.


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28 Sep '21

How safe is your superannuation?

How safe is your superannuation? Can a super fund go bankrupt? Is my superannuation Government guaranteed? 


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9 Sep '21

Investing in Property

If you're looking into investing into property, regardless if it's residential or commercial, there's plenty to weigh up.


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18 Aug '21

Planning For Your Retirement

To have the retirement of your dreams, you must plan ahead. The bonus is, the sooner you start thinking about your retirement life, the better opportunity you have of making those dreams a reality.


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