TPD Insurance (which stands for total and permanent disability) is a comfort for any family who relies on their income to maintain their lifestyle.
When you take out this type of product, you have the choice to insure yourself in a number of ways – each of which affect the likelihood of a successful payout.
There are two main ways to structure the TPD policy:
How safe is your superannuation? Can a super fund go bankrupt? Is my superannuation Government guaranteed?
If you're looking into investing into property, regardless if it's residential or commercial, there's plenty to weigh up.
To have the retirement of your dreams, you must plan ahead. The bonus is, the sooner you start thinking about your retirement life, the better opportunity you have of making those dreams a reality.
It would seem SMSF loans have become an increasingly popular way to access the capital required to get a foothold on the property ladder.