What is 'TPD Linked'?

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What is 'TPD Linked' insurance?

TPD Insurance (which stands for total and permanent disability) is a comfort for any family who relies on their income to maintain their lifestyle.

When you take out this type of product, you have the choice to insure yourself in a number of ways – each of which affect the likelihood of a successful payout.

There are two main ways to structure the TPD policy:

  1. Linked: Claim on this and the total amount you’re insured for may be reduced
  2. Stand-alone: Claim on this and only one of your insurance products is affected



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