Your Waiting Period will be affected by the amount of time you can survive without your regular income.
Factors that may impact your decision are:
How safe is your superannuation? Can a super fund go bankrupt? Is my superannuation Government guaranteed?
If you're looking into investing into property, regardless if it's residential or commercial, there's plenty to weigh up.
To have the retirement of your dreams, you must plan ahead. The bonus is, the sooner you start thinking about your retirement life, the better opportunity you have of making those dreams a reality.
It would seem SMSF loans have become an increasingly popular way to access the capital required to get a foothold on the property ladder.