Business risk insurance planning should be part of life for all small and medium-sized businesses.
You need to consider what would happen to the business if one of the owner's dies, becomes totally or permanently disabled, or suffers a terminal or traumatic illness. Without a viable succession plan there may be significant financial hardship for the surviving business owners as well as the surviving family members.
The core business insurance concepts are:
Our first priority is understanding you - what drives you, what holds you back and where it really is you want to go in your life.