Self Managed Super Fund

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What is a Self Managed Super Fund?


Let's start at the beginning. 

As the name implies, a Self Managed Super Fund, or SMSF, is a private super fund that you manage yourself. So it’s no surprise that control is the number one reason people give when asked why they chose to fly solo.

SMSFs give their members control over how their retirement savings are invested. You choose the investments and the insurance, and you run every aspect of the fund yourself. With greater control comes more responsibility.

There are roughly 600,000 SMSFs in Australia, each investing on average $1,000,000 within their fund. These numbers continue to increase each year as more people elect to invest their own savings to take more control and provide an appropriate level of income in their retirement.


With the stakes so high and large amounts of money involved, it is vital for SMSF members to have their finger on the pulse.

Do you have the time and knowledge it takes to maximise your return?

SMSF CASE STUDIES

Which SMSF Strategy is right for you?

At SMART Financial Planning, we'll take the time to get to completely understand you and your financial goals, so we can work together to structure the most suitable SMSF strategy for your needs. We can also assist with protection of existing assets and estate planning based on changes to your lifestyle.

SMSF setup and structuring

Is an SMSF a clever decision or is it better to stay with your existing super fund? Let's start with your goals.

Bringing money into super

Moving assets into your SMSF requires precise timing and planning. We'll guide you to help maximise benefits.

Maximising fund opportunities

We understand SMSF and how to use it. We'll research and invest in your structure to ensure your goals are met.

We ease the burdon.

Think of us as your personal CFO. We'll constantly monitor your SMSF to ensure compliance with any regulatory changes. 

Withdrawing funds from super

Stringent rules apply when it comes to withdrawing funds from your SMSF. It's our responsibility to stay on top of those rules.


    LET'S TALK ABOUT SMSF

    Commercial Property and SMSF


    We have the expertise and experience to guide you through the process, helping you research options and manage your fund. We’ll also work with your tax professional to streamline fees and reduce tax, making sure your super is working harder for you.

    We offer advice to help you with your self-managed superfund (SMSF) strategy whether you’re a retiree who is self-funded, a business owner looking to maximise assets within super or an individual wanting to take control of your own superannuation investments.


    Strategic SMSF Planning


    We follow a hands-on approach towards strategic SMSF planning, helping you with the following:

    > Understanding the value of setting up an SMSF
    > Setting up and structuring an SMSF
    > Bringing existing assets into an SMSF
    > Maximising returns through strategic investments
    > Best investments for your SMSF
    > Identifying the best tax outcomes by utilizing an SMSF
    > Managing changes to personal circumstances such as a marriage breakdown
    > Compliance and administrative needs for your SMSF
    > Best ways to utilise an SMSF in retirement

    15 Jun

    Welcome to the SMART Life

    Our first priority is understanding you - what drives you, what holds you back and where it really is you want to go in your life.


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